BWR is headquartered in Bengaluru and has a country-wide presence in over 150 locations including offices in Ahmedabad, Chandigarh, Chennai, Hyderabad, Kolkata, Mumbai, and New Delhi. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts, bankers, and regulators.

BWR offers rating services to Bank Loans, NCD, Commercial Paper, Bonds, Mutual Funds, PPMLDs and Security Receipts. BWR’s ratings has rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides, investors and lenders, timely and in-depth research across the structured finance, public finance, financial institutions, project finance and corporate sectors.

Primary Responsibility:

• The Rating Analyst would conduct end to end rating involving the following primary responsibilities:
• The role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines.
• To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, performance to assess the creditworthiness of the company.
• To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers and key rating considerations.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To carry out regular surveillance, monitoring, reviews on a quarterly basis/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, handling internal and external audit queries.
• Strictly adhere to standard operating procedure, regulations & policies.

Competency / Skills:

• Good domain knowledge in the credit ratings / banking / financial services sector with an analytical approach.
• Assessment of creditworthiness of large and medium businesses.
• Good analytical and presentation skills to present the facts along with rating recommendations to the rating committees.
• Good written and oral communication skills in English (for report-writing, making presentations).
• Good customer communication skills to elicit information, ask questions, communicate rating decision, and convince stakeholders.
• Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.
• Good interpersonal skills and ability to work with the larger team under guidance of mentor team members.
• Skilled in working with details and numbers.
• A strong sense of ethics.

Educational Qualification:

• MBA in Finance or Postgraduate in Finance / Commerce or CA

Any additional certifications in finance will be an added advantage.

Source – Brickwork Ratings Website